Analyzing nCino (NASDAQ:NCNO) & Thinspace Technology (OTCMKTS:THNS)

nCino (NASDAQ:NCNO) and Thinspace Technology (OTCMKTS:THNS) are both computer and technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, earnings, risk, valuation and dividends.

Profitability

This table compares nCino and Thinspace Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
nCino	-5.78%	1.06%	0.82%
Thinspace Technology	N/A	N/A	N/A

Risk and Volatility

nCino has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Thinspace Technology has a beta of 0.97, meaning that its stock price is 3% less volatile than the S&P 500.

Institutional & Insider Ownership

94.8% of nCino shares are owned by institutional investors. 28.4% of nCino shares are owned by company insiders. Comparatively, 13.4% of Thinspace Technology shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares nCino and Thinspace Technology”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
nCino	$476.54 million	10.18	-$42.35 million	($0.27)	-155.51
Thinspace Technology	N/A	N/A	N/A	N/A	N/A

Thinspace Technology has lower revenue, but higher earnings than nCino.

Analyst Ratings

This is a summary of current recommendations and price targets for nCino and Thinspace Technology, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
nCino	0	4	9	0	2.69
Thinspace Technology	0	0	0	0	0.00

nCino presently has a consensus target price of $39.25, suggesting a potential downside of 6.53%. Given Thinspace Technology’s higher probable upside, analysts plainly believe Thinspace Technology is more favorable than nCino.

Summary

nCino beats Thinspace Technology on 7 of the 10 factors compared between the two stocks.

About nCino

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

About Thinspace Technology

Thinspace Technology, Inc., a cloud computing company, develops software productivity solutions worldwide. It principally develops and sells network software. The company offers skySpace, a desktop virtualization solution suite, which comprises skyDesk, a management software solution for Microsoft remote desktop users; skyGate, a software solution that allows secure remote access to applications and data from outside of the corporate network; skyView, which offers access to applications or Windows desktops from a browser on any device; skyDirect, a virtual desktop infrastructure software solution that allows secure fast access to hosted virtual desktops; and skyPoint, a hardware thin client endpoint solution for the enterprise and corporate market. The company sells its products directly to independent software vendors and application service providers; and through a chain of distributors and resellers to end users in public and private sectors. Thinspace Technology, Inc. was founded in 2001 and is headquartered in Carrollton, Texas.