Financial Review: Oportun Financial (OPRT) versus The Competition

Oportun Financial (NASDAQ: OPRT) is one of 40 public companies in the “Nondepository credit institutions” industry, but how does it compare to its competitors? We will compare Oportun Financial to similar businesses based on the strength of its dividends, valuation, profitability, institutional ownership, earnings, analyst recommendations and risk.

Institutional and Insider Ownership

49.2% of Oportun Financial shares are owned by institutional investors. Comparatively, 49.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 14.8% of shares of all “Nondepository credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Oportun Financial and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Oportun Financial N/A N/A N/A
Oportun Financial Competitors -0.63% -2,239.42% 2.76%

Earnings & Valuation

This table compares Oportun Financial and its competitors gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Oportun Financial $600.10 million $61.60 million 10.63
Oportun Financial Competitors $5.14 billion $789.92 million 8.20

Oportun Financial’s competitors have higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Analyst Recommendations

This is a breakdown of current ratings for Oportun Financial and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial 0 1 5 0 2.83
Oportun Financial Competitors 360 1105 1141 68 2.34

Oportun Financial currently has a consensus target price of $21.92, indicating a potential upside of 84.17%. As a group, “Nondepository credit institutions” companies have a potential upside of 81.73%. Given Oportun Financial’s stronger consensus rating and higher probable upside, equities analysts clearly believe Oportun Financial is more favorable than its competitors.

Oportun Financial Company Profile

Oportun is a high-growth, mission-driven CDFI and provider of inclusive, affordable financial services powered by a deep, data-driven understanding of its customers and advanced proprietary technology. By lending money to hardworking, low-to-moderate-income individuals, Oportun helps them move forward in their lives, demonstrate their creditworthiness, and establish the credit history they need to access new opportunities. Oportun serves customers online, over the phone, or in person in English and Spanish in the following 12 states: Arizona, California, Florida, Idaho, Illinois, Missouri, Nevada, New Jersey, New Mexico, Texas, Utah, and Wisconsin.

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