Rego Payment Architectures (RPMT) & Its Competitors Critical Survey

Rego Payment Architectures (OTCMKTS:RPMT) is one of 431 publicly-traded companies in the “Prepackaged software” industry, but how does it compare to its rivals? We will compare Rego Payment Architectures to similar companies based on the strength of its analyst recommendations, profitability, risk, earnings, valuation, dividends and institutional ownership.

Volatility and Risk

Rego Payment Architectures has a beta of -0.56, indicating that its stock price is 156% less volatile than the S&P 500. Comparatively, Rego Payment Architectures’ rivals have a beta of 0.34, indicating that their average stock price is 66% less volatile than the S&P 500.

Profitability

This table compares Rego Payment Architectures and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Rego Payment Architectures	N/A	N/A	-257.45%
Rego Payment Architectures Competitors	-79.37%	-44.91%	-7.57%

Insider and Institutional Ownership

0.0% of Rego Payment Architectures shares are owned by institutional investors. Comparatively, 56.7% of shares of all “Prepackaged software” companies are owned by institutional investors. 16.6% of Rego Payment Architectures shares are owned by insiders. Comparatively, 19.9% of shares of all “Prepackaged software” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Rego Payment Architectures and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Rego Payment Architectures	0	0	0	0	N/A
Rego Payment Architectures Competitors	2098	13641	26871	685	2.60

As a group, “Prepackaged software” companies have a potential upside of 15.43%. Given Rego Payment Architectures’ rivals higher possible upside, analysts clearly believe Rego Payment Architectures has less favorable growth aspects than its rivals.

Earnings & Valuation

This table compares Rego Payment Architectures and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Rego Payment Architectures	N/A	-$16.72 million	-8.54
Rego Payment Architectures Competitors	$1.98 billion	$285.31 million	33.66

Rego Payment Architectures’ rivals have higher revenue and earnings than Rego Payment Architectures. Rego Payment Architectures is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Rego Payment Architectures rivals beat Rego Payment Architectures on 8 of the 10 factors compared.

Rego Payment Architectures Company Profile

Rego Payment Architectures, Inc., together with its subsidiaries, provides consumer software solutions. The company provides Mazoola, a mobile payment platform that enables individual users to own and monetize their purchasing behavior. Its online solution enables families and parents to teach their children about financial management and spending, as well as provides children to make secure and private payments, savings, donations, and investments. The company also focuses on blockchain as a business solution for the retail and consumer packaged goods industries; and provides cloud storage as a service. The company was formerly known as Virtual Piggy, Inc. and changed its name to Rego Payment Architectures, Inc. in February 2017. Rego Payment Architectures, Inc. was incorporated in 2008 and is headquartered in Blue Bell, Pennsylvania.