Inter & Co, Inc. (NASDAQ:INTR) versus Banco Comercial Português (OTCMKTS:BPCGY) Critical Review

Inter & Co, Inc. (NASDAQ:INTR) and Banco Comercial Português (OTCMKTS:BPCGY) are both business services companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, risk, earnings, valuation and institutional ownership.

Insider & Institutional Ownership

22.9% of Inter & Co, Inc. shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Inter & Co, Inc. and Banco Comercial Português, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co, Inc.	0	2	2	0	2.50
Banco Comercial Português	0	0	0	0	N/A

Inter & Co, Inc. presently has a consensus target price of $5.25, suggesting a potential upside of 1.74%. Given Inter & Co, Inc.’s higher probable upside, equities research analysts clearly believe Inter & Co, Inc. is more favorable than Banco Comercial Português.

Profitability

This table compares Inter & Co, Inc. and Banco Comercial Português’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co, Inc.	5.01%	4.16%	0.57%
Banco Comercial Português	N/A	N/A	N/A

Risk and Volatility

Inter & Co, Inc. has a beta of 1.38, meaning that its stock price is 38% more volatile than the S&P 500. Comparatively, Banco Comercial Português has a beta of 0.05, meaning that its stock price is 95% less volatile than the S&P 500.

Earnings and Valuation

This table compares Inter & Co, Inc. and Banco Comercial Português’ revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Inter & Co, Inc.	$1.22 billion	1.84	$60.56 million	$0.15	34.40
Banco Comercial Português	N/A	N/A	N/A	N/A	N/A

Inter & Co, Inc. has higher revenue and earnings than Banco Comercial Português.

Summary

Inter & Co, Inc. beats Banco Comercial Português on 8 of the 8 factors compared between the two stocks.

About Inter & Co, Inc.

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses. The company's Banking & Spending segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It also provides debt collection, foreign exchange, and financial services, as well as global account digital solution. Its investments segments offers acquisition, sale and custody of securities; structure and distributes securities in the capital market; and operated and manages fund portfolios and other assets. The company's Insurance Brokerage segment provides warranties, life, property and automobile insurance, pension, and consortium products. In addition, it offers inter shop and commerce plus services. Inter & Co, Inc. was founded in 1994 and is based in Belo Horizonte, Brazil.

About Banco Comercial Português

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.