Expensify (NASDAQ:EXFY) vs. Jacada (OTCMKTS:JCDAF) Head-To-Head Contrast

Expensify (NASDAQ:EXFY) and Jacada (OTCMKTS:JCDAF) are both business services companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, analyst recommendations, dividends and valuation.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Expensify and Jacada, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	2	4	2	0	2.00
Jacada	0	0	0	0	N/A

Expensify currently has a consensus price target of $5.93, suggesting a potential upside of 265.96%. Given Expensify’s higher possible upside, research analysts plainly believe Expensify is more favorable than Jacada.

Profitability

This table compares Expensify and Jacada’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-27.70%	-41.91%	-20.39%
Jacada	N/A	N/A	N/A

Institutional and Insider Ownership

68.4% of Expensify shares are held by institutional investors. 20.3% of Expensify shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Expensify and Jacada’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$150.69 million	0.76	-$41.46 million	($0.51)	-3.18
Jacada	N/A	N/A	N/A	N/A	N/A

Jacada has lower revenue, but higher earnings than Expensify.

Summary

Expensify beats Jacada on 5 of the 8 factors compared between the two stocks.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

About Jacada

Jacada Ltd. is a software company, which engages in the development, marketing and supporting of customer experience management and robotic process optimization solutions for the customer service and support markets. It provides a digital customer experience solution, which is a digital interaction platform to bridge the voice and digital disconnect and create cross channel interactions for customers. The company was founded by Gideon Hollander in December 1990 and is headquartered in Herzliya, Israel.