Yiren Digital (NYSE:YRD) & CleanSpark (NASDAQ:CLSK) Head-To-Head Contrast

CleanSpark (NASDAQ:CLSK) and Yiren Digital (NYSE:YRD) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, analyst recommendations, dividends, valuation, institutional ownership and profitability.

Earnings & Valuation

This table compares CleanSpark and Yiren Digital’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CleanSpark	$168.41 million	18.41	-$136.59 million	N/A	N/A
Yiren Digital	$689.53 million	0.67	$292.99 million	$3.26	1.60

Yiren Digital has higher revenue and earnings than CleanSpark.

Insider and Institutional Ownership

43.1% of CleanSpark shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 3.5% of CleanSpark shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares CleanSpark and Yiren Digital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CleanSpark	-38.09%	-16.25%	-14.85%
Yiren Digital	42.51%	28.62%	22.10%

Volatility and Risk

CleanSpark has a beta of 4.27, indicating that its share price is 327% more volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for CleanSpark and Yiren Digital, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CleanSpark	0	1	5	0	2.83
Yiren Digital	0	0	0	0	N/A

CleanSpark presently has a consensus price target of $19.22, suggesting a potential upside of 22.79%. Given CleanSpark’s higher probable upside, analysts clearly believe CleanSpark is more favorable than Yiren Digital.

Summary

Yiren Digital beats CleanSpark on 6 of the 11 factors compared between the two stocks.

About CleanSpark

CleanSpark, Inc. operates as a bitcoin miner in the Americas. It owns and operates data centers that primarily run on low-carbon power. Its infrastructure supports Bitcoin, a digital commodity and a tool for financial independence and inclusion. The company was formerly known as Stratean Inc. and changed its name to CleanSpark, Inc. in November 2016. CleanSpark, Inc. was incorporated in 1987 and is headquartered in Henderson, Nevada.

About Yiren Digital

Yiren Digital Ltd. operates an AI-powered platform. Its platform provides a suite of financial and lifestyle services in China. The company delivers digital financial services, insurance solutions, as well as consumption and lifestyle services. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.