Head to Head Analysis: LM Funding America (NASDAQ:LMFA) vs. SOS (NYSE:SOS)

SOS (NYSE:SOS) and LM Funding America (NASDAQ:LMFA) are both small-cap business services companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, profitability, dividends, valuation and risk.

Insider & Institutional Ownership

1.9% of SOS shares are owned by institutional investors. Comparatively, 22.7% of LM Funding America shares are owned by institutional investors. 2.7% of SOS shares are owned by company insiders. Comparatively, 20.2% of LM Funding America shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

SOS has a beta of 1.28, indicating that its stock price is 28% more volatile than the S&P 500. Comparatively, LM Funding America has a beta of 1.21, indicating that its stock price is 21% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for SOS and LM Funding America, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SOS	0	0	0	0	N/A
LM Funding America	0	1	0	0	2.00

Valuation and Earnings

This table compares SOS and LM Funding America’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SOS	$260.03 million	1.41	-$229.45 million	N/A	N/A
LM Funding America	$12.98 million	0.46	-$15.94 million	($7.21)	-0.33

LM Funding America has lower revenue, but higher earnings than SOS.

Profitability

This table compares SOS and LM Funding America’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SOS	N/A	N/A	N/A
LM Funding America	-122.79%	-19.98%	-18.71%

Summary

SOS beats LM Funding America on 6 of the 9 factors compared between the two stocks.

About SOS

SOS Limited provides data mining and analysis services to corporate and individual members in the People's Republic of China. It provides marketing data, technology, and solutions for insurance companies; emergency rescue services; and insurance product and health care information portals. The company operates SOS cloud emergency rescue service software as a service platform that offers basic cloud products, such as medical rescue, auto rescue, financial rescue, and life rescue cards; cooperative cloud systems, including information rescue center, intelligent big data, and intelligent software and hardware; and information cloud systems, such as newsToday and E-commerce Today, 10086 hot-line center, information security services, and marketing-related data. It also focuses on cryptocurrency mining, blockchain-based insurance, and security management businesses. The company serves insurance companies, financial institutions, medical institutions, healthcare providers, and other service providers in the emergency rescue services industry. The company is based in Qingdao, the People's Republic of China.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and technology-based specialty finance company. It engages in Bitcoin mining operations. The company also provides funding to nonprofit community associations primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company was founded in 2008 and is based in Tampa, Florida.