BANCO DO BRASIL/S (OTCMKTS:BDORY) & Community Capital Bancshares (OTCMKTS:ALBY) Head to Head Review

BANCO DO BRASIL/S (OTCMKTS:BDORY) and Community Capital Bancshares (OTCMKTS:ALBY) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability and earnings.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for BANCO DO BRASIL/S and Community Capital Bancshares, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BANCO DO BRASIL/S	0	0	0	0	N/A
Community Capital Bancshares	0	0	0	0	N/A

Risk and Volatility

BANCO DO BRASIL/S has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500. Comparatively, Community Capital Bancshares has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500.

Insider & Institutional Ownership

0.0% of BANCO DO BRASIL/S shares are owned by institutional investors. 42.4% of Community Capital Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

BANCO DO BRASIL/S pays an annual dividend of $0.19 per share and has a dividend yield of 3.9%. Community Capital Bancshares pays an annual dividend of $0.75 per share and has a dividend yield of 3.9%. BANCO DO BRASIL/S pays out 16.7% of its earnings in the form of a dividend.

Profitability

This table compares BANCO DO BRASIL/S and Community Capital Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BANCO DO BRASIL/S	11.65%	19.16%	1.54%
Community Capital Bancshares	N/A	N/A	N/A

Earnings and Valuation

This table compares BANCO DO BRASIL/S and Community Capital Bancshares’ revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BANCO DO BRASIL/S	$53.93 billion	0.51	$5.98 billion	$1.13	4.26
Community Capital Bancshares	N/A	N/A	N/A	N/A	N/A

BANCO DO BRASIL/S has higher revenue and earnings than Community Capital Bancshares.

Summary

BANCO DO BRASIL/S beats Community Capital Bancshares on 7 of the 9 factors compared between the two stocks.

About BANCO DO BRASIL/S

Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and services to retail, wholesale, and public sector markets, as well as to micro-entrepreneurs and the low income population. Its Investments segment engages in the intermediation and distribution of debts in the primary and secondary markets; equity investment activities; and rendering of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities, as well as the management of portfolios, and investment funds and clubs. Its Insurance, Pension and Capitalization segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Payment Methods segment is involved in the funding, transmission, processing, and settlement of transactions through electronic means. Its Other segment engages in the provision of credit recovery and consortium administration services; development, manufacturing, leasing, and integration of digital electronic systems and equipment, peripherals, programs, inputs, and computing supplies; intermediation of air tickets; and lodging and organization of events. Banco do Brasil S.A. was founded in 1808 and is headquartered in Brasa­lia, Brazil.

About Community Capital Bancshares

Community Capital Bancshares, Inc. operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. Its loan products include commercial and residential real estate, commercial, financial, agricultural, consumer installment, overdrafts and other revolving credit, and educational loans. The company also offers money transfer, bill pay, remote deposit capture, ACH origination, and merchant services, as well as online, mobile, and text message banking services. The company was incorporated in 1998 and is based in Albany, Georgia.