Analyzing Willis Towers Watson Public (NASDAQ:WTW) and Roadzen (NASDAQ:RDZN)

Willis Towers Watson Public (NASDAQ:WTW) and Roadzen (NASDAQ:RDZN) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, valuation, institutional ownership, analyst recommendations, earnings and risk.

Valuation & Earnings

This table compares Willis Towers Watson Public and Roadzen’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Willis Towers Watson Public	$9.48 billion	2.81	$1.06 billion	$9.97	26.14
Roadzen	N/A	N/A	N/A	N/A	N/A

Willis Towers Watson Public has higher revenue and earnings than Roadzen.

Analyst Ratings

This is a summary of recent ratings for Willis Towers Watson Public and Roadzen, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Willis Towers Watson Public	0	6	8	0	2.57
Roadzen	0	0	1	0	3.00

Willis Towers Watson Public currently has a consensus price target of $296.14, indicating a potential upside of 14.08%. Roadzen has a consensus price target of $10.00, indicating a potential upside of 320.01%. Given Roadzen’s stronger consensus rating and higher possible upside, analysts clearly believe Roadzen is more favorable than Willis Towers Watson Public.

Profitability

This table compares Willis Towers Watson Public and Roadzen’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Willis Towers Watson Public	10.88%	16.31%	5.43%
Roadzen	N/A	N/A	N/A

Insider and Institutional Ownership

93.1% of Willis Towers Watson Public shares are held by institutional investors. Comparatively, 24.7% of Roadzen shares are held by institutional investors. 0.2% of Willis Towers Watson Public shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk & Volatility

Willis Towers Watson Public has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500.

Summary

Willis Towers Watson Public beats Roadzen on 8 of the 10 factors compared between the two stocks.

About Willis Towers Watson Public

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments: Health, Wealth & Career and Risk & Broking. The company offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit program, including medical, dental, disability, life, voluntary benefits and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. It also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct & facultative, financial, executive and professional risks, financial solutions, crisis management, surety, marine, and natural resources. In addition, the company offers integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services; and software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.