Upstart Holdings, Inc. (NASDAQ:UPST) to Post Q1 2026 Earnings of ($0.17) Per Share, Wedbush Forecasts

Upstart Holdings, Inc. (NASDAQ:UPST) – Investment analysts at Wedbush issued their Q1 2026 earnings estimates for Upstart in a report issued on Monday, July 15th. Wedbush analyst D. Chiaverini expects that the company will earn ($0.17) per share for the quarter. Wedbush currently has a “Underperform” rating and a $10.00 price target on the stock. The consensus estimate for Upstart’s current full-year earnings is ($2.67) per share. Wedbush also issued estimates for Upstart’s Q2 2026 earnings at ($0.10) EPS.

A number of other analysts have also weighed in on the stock. Mizuho cut their target price on shares of Upstart from $23.00 to $17.00 and set an “underperform” rating on the stock in a research note on Thursday, May 9th. JMP Securities reiterated a “market perform” rating on shares of Upstart in a research note on Wednesday, April 17th. Needham & Company LLC reiterated a “hold” rating on shares of Upstart in a research note on Wednesday, May 8th. Redburn Atlantic upgraded shares of Upstart from a “sell” rating to a “neutral” rating and increased their price target for the company from $22.50 to $25.50 in a research note on Tuesday, June 4th. Finally, Bank of America began coverage on shares of Upstart in a research note on Thursday, April 4th. They issued an “underperform” rating and a $22.00 price target on the stock. Six investment analysts have rated the stock with a sell rating and six have given a hold rating to the company. Based on data from MarketBeat, the company currently has an average rating of “Hold” and an average price target of $21.65.

Upstart Stock Performance

UPST stock opened at $30.91 on Tuesday. The company’s 50 day moving average price is $24.66 and its 200 day moving average price is $26.78. Upstart has a fifty-two week low of $19.84 and a fifty-two week high of $72.58. The firm has a market capitalization of $2.72 billion, a price-to-earnings ratio of -15.00 and a beta of 1.97.

Upstart (NASDAQ:UPST) last released its earnings results on Tuesday, May 7th. The company reported ($0.74) earnings per share for the quarter, topping analysts’ consensus estimates of ($0.80) by $0.06. Upstart had a negative net margin of 32.59% and a negative return on equity of 27.89%. The firm had revenue of $127.79 million for the quarter, compared to analyst estimates of $124.82 million.

Insider Transactions at Upstart

In other news, CTO Paul Gu sold 5,000 shares of the firm’s stock in a transaction that occurred on Monday, July 1st. The shares were sold at an average price of $23.52, for a total transaction of $117,600.00. Following the transaction, the chief technology officer now directly owns 894,629 shares in the company, valued at $21,041,674.08. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. In related news, CTO Paul Gu sold 5,000 shares of the stock in a transaction on Monday, July 1st. The stock was sold at an average price of $23.52, for a total transaction of $117,600.00. Following the completion of the sale, the chief technology officer now directly owns 894,629 shares of the company’s stock, valued at $21,041,674.08. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, insider Scott Darling sold 3,000 shares of the stock in a transaction on Monday, June 3rd. The stock was sold at an average price of $25.44, for a total value of $76,320.00. Following the sale, the insider now directly owns 196,993 shares of the company’s stock, valued at $5,011,501.92. The disclosure for this sale can be found here. Over the last ninety days, insiders have sold 168,610 shares of company stock worth $4,650,093. Insiders own 18.06% of the company’s stock.

Institutional Investors Weigh In On Upstart

Several hedge funds have recently modified their holdings of the stock. Cassady Schiller Wealth Management LLC lifted its holdings in shares of Upstart by 23.7% during the fourth quarter. Cassady Schiller Wealth Management LLC now owns 2,748 shares of the company’s stock worth $112,000 after purchasing an additional 527 shares during the period. EMC Capital Management lifted its holdings in shares of Upstart by 16.2% during the first quarter. EMC Capital Management now owns 4,300 shares of the company’s stock worth $109,000 after purchasing an additional 600 shares during the period. GAMMA Investing LLC acquired a new stake in shares of Upstart during the fourth quarter worth $25,000. Stratos Wealth Partners LTD. lifted its holdings in shares of Upstart by 5.5% during the fourth quarter. Stratos Wealth Partners LTD. now owns 11,805 shares of the company’s stock worth $482,000 after purchasing an additional 619 shares during the period. Finally, Gemmer Asset Management LLC lifted its holdings in Upstart by 8.2% in the first quarter. Gemmer Asset Management LLC now owns 8,792 shares of the company’s stock valued at $236,000 after acquiring an additional 666 shares during the period. 63.01% of the stock is owned by institutional investors and hedge funds.

Upstart Company Profile

Upstart Holdings, Inc, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions.