TeraWulf (NASDAQ:WULF – Get Free Report) and CURO Group (NYSE:CURO – Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, institutional ownership, profitability, valuation and analyst recommendations.
Risk and Volatility
TeraWulf has a beta of 2.57, suggesting that its share price is 157% more volatile than the S&P 500. Comparatively, CURO Group has a beta of 2.21, suggesting that its share price is 121% more volatile than the S&P 500.
Institutional and Insider Ownership
62.5% of TeraWulf shares are held by institutional investors. Comparatively, 39.9% of CURO Group shares are held by institutional investors. 24.9% of TeraWulf shares are held by company insiders. Comparatively, 26.1% of CURO Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Earnings and Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| TeraWulf | $69.23 million | 26.90 | -$73.42 million | N/A | N/A |
| CURO Group | $418.33 million | 0.00 | -$266.73 million | ($6.49) | -0.01 |
TeraWulf has higher earnings, but lower revenue than CURO Group.
Profitability
This table compares TeraWulf and CURO Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| TeraWulf | -56.70% | -30.00% | -16.17% |
| CURO Group | -35.34% | N/A | -8.23% |
Analyst Ratings
This is a summary of recent ratings and price targets for TeraWulf and CURO Group, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| TeraWulf | 0 | 0 | 7 | 1 | 3.13 |
| CURO Group | 0 | 1 | 0 | 0 | 2.00 |
TeraWulf currently has a consensus price target of $5.53, indicating a potential downside of 1.01%. Given TeraWulf’s stronger consensus rating and higher probable upside, equities research analysts plainly believe TeraWulf is more favorable than CURO Group.
Summary
TeraWulf beats CURO Group on 8 of the 13 factors compared between the two stocks.
About TeraWulf
TeraWulf Inc., together with its subsidiaries, operates as a digital asset technology company in the United States. The company develops, owns, and operates bitcoin mining facilities in New York and Pennsylvania. It is also involved in the provision of miner hosting services to third-party entities. The company was founded in 2021 and is headquartered in Easton, Maryland.
About CURO Group
CURO Group Holdings Corp., together with its subsidiaries, provides consumer finance products in the United States and Canada. The company offers secured and unsecured installment loans, revolving line of credit, and single-pay loans; and credit protection insurance, check cashing, money transfer, foreign currency exchange, and other ancillary financial products and services, as well as reloadable prepaid debit cards and demand deposit accounts. The company also provides loans through online. It operates under the Covington Credit, Heights Finance, Quick Credit, Southern Finance, First Heritage Credit, Cash Money, LendDirect, and Flexiti brands. The company was formerly known as Speedy Group Holdings Corp. and changed its name to CURO Group Holdings Corp. in May 2016. CURO Group Holdings Corp. was founded in 1997 and is headquartered in Chicago, Illinois.
Receive News & Ratings for TeraWulf Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for TeraWulf and related companies with MarketBeat.com's FREE daily email newsletter.
