Head to Head Comparison: Carbon Streaming (OTCMKTS:OFSTF) vs. MoneyLion (NYSE:ML)

MoneyLion (NYSE:ML) and Carbon Streaming (OTCMKTS:OFSTF) are both small-cap business services companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, valuation, profitability and analyst recommendations.

Risk and Volatility

MoneyLion has a beta of 2.74, meaning that its share price is 174% more volatile than the S&P 500. Comparatively, Carbon Streaming has a beta of -63.88, meaning that its share price is 6,488% less volatile than the S&P 500.

Insider and Institutional Ownership

31.4% of MoneyLion shares are held by institutional investors. 14.1% of MoneyLion shares are held by insiders. Comparatively, 2.4% of Carbon Streaming shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations and price targets for MoneyLion and Carbon Streaming, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0	0	5	0	3.00
Carbon Streaming	0	1	0	0	2.00

MoneyLion presently has a consensus price target of $101.00, indicating a potential upside of 43.81%. Given MoneyLion’s stronger consensus rating and higher probable upside, research analysts plainly believe MoneyLion is more favorable than Carbon Streaming.

Valuation & Earnings

This table compares MoneyLion and Carbon Streaming’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$423.43 million	1.74	-$45.24 million	($2.90)	-24.22
Carbon Streaming	$1.17 million	27.39	-$35.50 million	($1.47)	-0.41

Carbon Streaming has lower revenue, but higher earnings than MoneyLion. MoneyLion is trading at a lower price-to-earnings ratio than Carbon Streaming, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares MoneyLion and Carbon Streaming’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MoneyLion	-6.42%	-3.02%	-1.51%
Carbon Streaming	-4,304.96%	-5.77%	-5.56%

Summary

MoneyLion beats Carbon Streaming on 10 of the 14 factors compared between the two stocks.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.

About Carbon Streaming

Carbon Streaming Corporation a carbon credit streaming and royalty company focused on creating shareholder value primarily through the acquisition and sale of carbon credits. It provides capital to carbon projects globally, primarily by entering into or acquiring streaming, royalty or royalty-like arrangements for the purchase of carbon credits. The company was formerly known as Mexivada Mining Corp. and changed its name to Carbon Streaming Corporation in June 2020. Carbon Streaming Corporation was incorporated in 2004 and is headquartered in Burlington, Canada.