Reviewing Riskified (NYSE:RSKD) and The OLB Group (NASDAQ:OLB)

The OLB Group (NASDAQ:OLB) and Riskified (NYSE:RSKD) are both small-cap retail/wholesale companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Risk and Volatility

The OLB Group has a beta of 2.38, meaning that its stock price is 138% more volatile than the S&P 500. Comparatively, Riskified has a beta of 1.36, meaning that its stock price is 36% more volatile than the S&P 500.

Earnings & Valuation

This table compares The OLB Group and Riskified”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The OLB Group	$30.57 million	0.12	-$23.18 million	($5.93)	-0.34
Riskified	$311.08 million	2.53	-$59.03 million	($0.26)	-17.00

The OLB Group has higher earnings, but lower revenue than Riskified. Riskified is trading at a lower price-to-earnings ratio than The OLB Group, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

3.8% of The OLB Group shares are owned by institutional investors. Comparatively, 59.0% of Riskified shares are owned by institutional investors. 36.1% of The OLB Group shares are owned by company insiders. Comparatively, 17.4% of Riskified shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for The OLB Group and Riskified, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The OLB Group	0	0	0	0	N/A
Riskified	1	5	2	0	2.13

Riskified has a consensus price target of $6.03, suggesting a potential upside of 36.45%. Given Riskified’s higher possible upside, analysts clearly believe Riskified is more favorable than The OLB Group.

Profitability

This table compares The OLB Group and Riskified’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
The OLB Group	-110.49%	-161.91%	-110.41%
Riskified	-14.57%	-8.33%	-6.82%

Summary

Riskified beats The OLB Group on 9 of the 13 factors compared between the two stocks.

About The OLB Group

The OLB Group, Inc. is a diversified fintech e-commerce merchant services provider and Bitcoin crypto mining enterprise. The Company’s eCommerce platform delivers e-commerce services for a digital commerce solution to over 10,500 merchants in all 50 states. The Company’s wholly owned subsidiary, DMINT, Inc, is engaged in the mining of Bitcoin utilizing low carbon natural gas with over 1,000 application-specific integrated circuit (ASIC)-based S19j Pro 96T mining computers. www.olb.com and www.olb.com/investors-data.

About Riskified

Riskified Ltd., together with its subsidiaries, develops and offers an e-commerce risk management platform that allows online merchants to create trusted relationships with consumers in the United States, Europe, the Middle East, Africa, the Asia-Pacific, and the Americas. It offers Chargeback Guarantee that ensures the legitimacy of merchants' online orders; Policy Protect, a machine learning solution designed to detect and prevent refund and returns policy abuse in real-time; Account Secure, a solution that cross-checks every login attempt; Dispute Resolve, which is used to compile submissions for fraud and non-fraud related chargeback issues; and PSD2 Optimize that helps merchants avoid bank authorization failures and abandoned shopping carts. The company serves direct-to-consumer brands, online-only retailers, omnichannel retailers, online marketplaces, and e-commerce service providers in various industries, such as payments, money transfer and crypto, tickets and travel, electronics, home, and fashion and luxury goods. Riskified Ltd. was incorporated in 2012 and is headquartered in Tel Aviv, Israel.