Bancorp (NASDAQ:TBBK) and Lifestore Financial Group (OTCMKTS:LSFG) Head to Head Contrast

Lifestore Financial Group (OTCMKTS:LSFG) and Bancorp (NASDAQ:TBBK) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, valuation and risk.

Volatility and Risk

Lifestore Financial Group has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, Bancorp has a beta of 1.48, indicating that its stock price is 48% more volatile than the S&P 500.

Profitability

This table compares Lifestore Financial Group and Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lifestore Financial Group	N/A	N/A	N/A
Bancorp	30.97%	26.63%	2.69%

Analyst Recommendations

This is a summary of recent recommendations for Lifestore Financial Group and Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lifestore Financial Group	0	0	0	0	0.00
Bancorp	0	0	3	0	3.00

Bancorp has a consensus price target of $56.33, suggesting a potential upside of 5.14%. Given Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe Bancorp is more favorable than Lifestore Financial Group.

Earnings and Valuation

This table compares Lifestore Financial Group and Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lifestore Financial Group	N/A	N/A	N/A	N/A	N/A
Bancorp	$493.31 million	5.21	$192.30 million	$3.96	13.53

Bancorp has higher revenue and earnings than Lifestore Financial Group.

Insider & Institutional Ownership

96.2% of Bancorp shares are held by institutional investors. 12.2% of Lifestore Financial Group shares are held by company insiders. Comparatively, 5.2% of Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Bancorp beats Lifestore Financial Group on 9 of the 10 factors compared between the two stocks.

About Lifestore Financial Group

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. operates as a subsidiary of AsheCo MHC, Inc.

About Bancorp

The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, time, money market, and commercial accounts; overdrafts; and certificates of deposit. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business administration loans. In addition, it offers bill and other payment services; debit and prepaid card issuing services; card and bill payment, and automated clearing house processing services; and internet banking services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.