Medical Cannabis Payment Solutions (OTCMKTS:REFG) vs. Rimini Street (NASDAQ:RMNI) Critical Comparison

Medical Cannabis Payment Solutions (OTCMKTS:REFG) and Rimini Street (NASDAQ:RMNI) are both small-cap business services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, dividends, earnings, profitability, risk and institutional ownership.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Medical Cannabis Payment Solutions and Rimini Street, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Medical Cannabis Payment Solutions	0	0	0	0	0.00
Rimini Street	0	1	1	0	2.50

Rimini Street has a consensus target price of $5.25, indicating a potential upside of 96.63%. Given Rimini Street’s stronger consensus rating and higher probable upside, analysts plainly believe Rimini Street is more favorable than Medical Cannabis Payment Solutions.

Profitability

This table compares Medical Cannabis Payment Solutions and Rimini Street’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Medical Cannabis Payment Solutions	N/A	N/A	N/A
Rimini Street	-7.87%	-83.26%	10.79%

Valuation and Earnings

This table compares Medical Cannabis Payment Solutions and Rimini Street”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Medical Cannabis Payment Solutions	$140,000.00	0.00	-$30,000.00	N/A	N/A
Rimini Street	$426.65 million	0.57	$26.06 million	($0.37)	-7.22

Rimini Street has higher revenue and earnings than Medical Cannabis Payment Solutions.

Volatility & Risk

Medical Cannabis Payment Solutions has a beta of -0.13, suggesting that its share price is 113% less volatile than the S&P 500. Comparatively, Rimini Street has a beta of 1.34, suggesting that its share price is 34% more volatile than the S&P 500.

Insider and Institutional Ownership

73.8% of Rimini Street shares are held by institutional investors. 41.0% of Rimini Street shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

Rimini Street beats Medical Cannabis Payment Solutions on 9 of the 11 factors compared between the two stocks.

About Medical Cannabis Payment Solutions

Medical Cannabis Payment Solutions, Inc. develops and markets a payment system for medical cannabis transactions. Its solution assists in the state tracking of sales, collection of tax, and supervision of sales to consumers. The company was incorporated in 2013 and is based in Cheyenne, Wyoming. On August 12, 2024, Medical Cannabis Payment Solutions, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Western District of Pennsylvania.

About Rimini Street

Rimini Street, Inc. provides enterprise software products, services, and support. The company engages in the provision of support services for Oracle and SAP enterprise software products. It also provides Rimini ONE, an outsourcing option that offers a set of unified and integrated services to run, manage, support, customize, configure, connect, protect, monitor, and optimize its clients’ application, database, and technology enterprise software; Rimini Support, a mission-critical support for Oracle, SAP, proprietary and open-source database, and technology software; Rimini Manage, a suite of managed services for application and database software; Rimini Protect, a suite of personalized software security services and solutions; and Rimini Connect, a suite of managed interoperability solutions for browsers, operating systems, and email systems. In addition, the company offers Rimini Watch, a suite of observability solutions that include monitoring and system health check solutions; Rimini Consult, a suite of professional services for clients’ enterprise software customization, configuration, implementation, integration, interoperability, migration, staff augmentation, and other project needs; and Rimini Custom, a program that expands support and related services to a broader portfolio of enterprise software. The company serves Fortune 500 companies and Fortune Global 100 companies across various industries. It sells its solutions primarily through direct sales organizations in North America, Latin America, Europe, Africa, the Middle East, Asia, and the Asia-Pacific. The company was incorporated in 2005 and is headquartered in Las Vegas, Nevada.