Head to Head Survey: Piraeus Financial (OTCMKTS:BPIRY) vs. Farmers National Banc (NASDAQ:FMNB)

Piraeus Financial (OTCMKTS:BPIRY) and Farmers National Banc (NASDAQ:FMNB) are both financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.

Insider & Institutional Ownership

0.0% of Piraeus Financial shares are held by institutional investors. Comparatively, 38.7% of Farmers National Banc shares are held by institutional investors. 4.0% of Farmers National Banc shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Piraeus Financial and Farmers National Banc”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Piraeus Financial	N/A	N/A	N/A	($0.83)	-4.97
Farmers National Banc	$170.30 million	3.33	$49.93 million	$1.45	10.43

Farmers National Banc has higher revenue and earnings than Piraeus Financial. Piraeus Financial is trading at a lower price-to-earnings ratio than Farmers National Banc, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and price targets for Piraeus Financial and Farmers National Banc, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Piraeus Financial	0	0	0	0	N/A
Farmers National Banc	0	2	1	0	2.33

Farmers National Banc has a consensus price target of $15.67, suggesting a potential upside of 3.62%. Given Farmers National Banc’s higher probable upside, analysts plainly believe Farmers National Banc is more favorable than Piraeus Financial.

Profitability

This table compares Piraeus Financial and Farmers National Banc’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Piraeus Financial	N/A	N/A	N/A
Farmers National Banc	19.50%	14.55%	1.09%

Summary

Farmers National Banc beats Piraeus Financial on 10 of the 10 factors compared between the two stocks.

About Piraeus Financial

Piraeus Financial Holdings S.A., together with its subsidiaries, provides banking products and services in Greece and internationally. It operates through Retail Banking, Corporate Banking, Piraeus Financial Markets, Other, and NPE Management Unit segments. The company offers saving, current, term, blocked, guaranteed, and other deposits; retail lending products, such as mortgages, consumer, personal, and other retail loans, as well as credit cards; and corporate lending for large corporations, small and medium-sized enterprises, as well as for public sectors. It also provides financial advisory services, such as planning, development, research, reorganization, assessment, business strategy, acquisitions, sales, mergers and restructuring of companies, and private insurance issues; wealth and asset management, safekeeping of securities, clearing and settlement of securities, fixed income, foreign exchange, treasury services, stock exchange, corporate factoring, financial and operating leasing, and digital banking products and services. In addition, the company offers pension plans; yachting, shopping center, hotel, property, city link areas, and real estate portfolio management services; insurance agency, land and real estate property development, and construction services; boat vehicles, cars, and equipment trading; real estate purchase, sale, and rental services; consulting and training services; financial, telecommunication, and information technology software services; advertising agency services; debt securities issuances; mutual fund and venture capital fund management services; commercial debt assessment and collection services; and special purpose vehicles for securitization of corporate, mortgage, and consumer loans. Piraeus Financial Holdings S.A. was formerly known as Piraeus Bank S.A. The company was founded in 1916 and is headquartered in Athens, Greece.

About Farmers National Banc

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.