Financial Comparison: Getaround (NYSE:GETR) and Senmiao Technology (NASDAQ:AIHS)

Volatility and Risk

Senmiao Technology has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500. Comparatively, Getaround has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500.

Earnings & Valuation

This table compares Senmiao Technology and Getaround”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Senmiao Technology	$6.07 million	1.68	-$3.67 million	($0.37)	-2.62
Getaround	$78.32 million	0.04	-$113.95 million	($0.95)	-0.03

Senmiao Technology has higher earnings, but lower revenue than Getaround. Senmiao Technology is trading at a lower price-to-earnings ratio than Getaround, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

0.4% of Senmiao Technology shares are owned by institutional investors. Comparatively, 59.6% of Getaround shares are owned by institutional investors. 1.5% of Senmiao Technology shares are owned by insiders. Comparatively, 29.2% of Getaround shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Senmiao Technology and Getaround’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Senmiao Technology	-77.71%	-87.11%	-35.31%
Getaround	-119.75%	-3,722.93%	-58.61%

Summary

Senmiao Technology beats Getaround on 6 of the 11 factors compared between the two stocks.

About Senmiao Technology

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It operates through two segments, Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. In addition, the company provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, preparation of financing application materials, assistance with closing of financing transactions, license and plate registration, payment of taxes and fees, purchase of insurance, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Further, it operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other 23 cities in China. The company was founded in 2014 and is based in Chengdu, the People's Republic of China.

About Getaround

Getaround, Inc. operates as an online car rental service company for peer-to-peer car sharing. The company operates Getaround, a digital carsharing marketplace, which is accessed through the Getaround app and derives demand from guests who want access to cars nearby 24/7 for various use cases, such as local and long-distance getaways, running errands, business travel, and driving to earn through rideshare and delivery platforms. Getaround, Inc. is based in San Francisco, California.